Worried Lady:I Have Lived With My Boyfriend for 20 Years Still He Has Not Proposed

The woman shared her story on our confession site showing just how sad she feels about her situation.
  Below is what she shared:

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My boyfriend and I have been together for almost 20 years and we have two children whom he takes full responsibility for.  Many times, we’ve discussed marriage but he says with the high rate of divorce and the experience he’s had living in a polygamous home, he doesn’t want the hassle of a divorce if we ever split up. 
 Everyone around me is married, but my man simply refuses. Right now, I feel so rejected, we don’t even live together. Do you think he’s using me?